Based at our client's Head Office in Cape Town, this position requires you to find innovative ways to leverage the vast amount of data and information at your disposal to create customer strategies that drive up profit within constraints.
Work within the Risk and Analytics department to enhance our client's company performance by providing information, analyses, reports and technical support for the development and implementation of data-driven credit risk strategies.
Strategic contribution demonstrated and must have a broad range of experience.
Key requirements: Relevant post-graduate Degree with mathematical or statistical oriented subjects preferredBusiness Science Degree / B.Com Degree or equivalent8+ or more years' experience in consumer credit (within a Credit Risk analytics environment) with demonstrated ability to implement solutions based on findings from analytical projectsUnderstanding of the credit life cycleRevolving store card or credit card experience advantageousAbility to work efficiently under pressure and within structured and unstructured parametersAdvantageous to have predictive Analytics experience with a highly numerate backgroundMust be able to monitor models and report back to the boardMust assist in growing team with relevant support, training programs and be seen as a mentorHigh attention to detail driving a need for 100% accuracyHigh level of integrity and confidentialityExperienced user of Microsoft Office suite (Excel, PowerPoint, Word)Experience in SAS (base and/or Enterprise Guide and/or SAS Viya) extremely advantageous SAS Sequel/SAS PythonKey responsibilities: Assist team to achieve a balanced credit portfolio by accurately forecasting expected resultsDevelop and implement champion/challenger customer strategies that deliver performance in line with Board expectationsMonitor portfolio performance and ensure book performance meet pre-defined KPI's by pro-actively proposing changesInvestigating data integrity issues, testing assumptions and validating analytical results, ensuring accuracy of findingsUndertaking analysis to determine the impact of strategy changes to areas of application and account management strategiesPresenting ideas via reports and presentations, outlining findings and making recommendations for improvements to senior stakeholdersForecasting and monitoring implemented strategies using statistical techniquesProject manage the implementation of strategy changes into live systemsCredit professional and have experience in IFRS9, credit strategy rules, risk registersPlease submit your CV should you meet the above criteria.
Job FeaturesJob Category: Risk Analyst
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