Head, Business And Commercial Banking Credit, Africa Region & Offshore

Head, Business and Commercial Banking Credit, Africa Region & Offshore
Job Overview
Business Segment: Business & Commercial Banking
Location: ZA, GP, Johannesburg, 30 Baker Street
A strategic Risk leadership role to drive a Centrally organised and regional executed credit risk operating model across 14 African countries and Standard Bank Offshore working in partnership with senior Country, regional and BCB business and Credit stakeholders.
The operating model includes inter alia the setting of credit risk appetite aligned to strategic portfolio strategies and the development of in country capabilities to decision on credit and provide the necessary account management.
The individual will be appointed to the BCB Risk Executive Committee with the requirement to contribute to the strategic intent of the broader Risk function in BCB and will report to the Chief Risk Officer: BCB.
Three Regional Heads of Credit will report into the incumbent.
The role is an office-based role in Johannesburg with the expectation that the individual will travel to markets in which BCB is represented.
Qualifications
Type of Qualification:Post Graduate Degree
Field of Study:Commerce, Law, Engineering, Actuarial Experience Required Credit Risk – BCB
Risk & Corporate Affairs
More than 10 years
10 years' plus experience, including 5-7 years as a credit operations or portfolio manager in credit.
Prior experience with portfolio management, cash flow lending principles, credit workflow management tools and automated decisioning technology recommended.
An in-depth experience in building business capabilities in financialinstitutions, risk management and strategic stakeholder relationships important with the aim of driving Business Strategy to drive better customer outcomes and financial results.
Additional Information
Strong leadership quotientRelationship building at a senior level across culturesBuilding capabilities to drive outcomes with an impact at a customer level and financial level for BCBChallenging Ideas leading to constructive outcomesDeveloping and executing on strategiesDriving and embracing ChangeEmpowering Individuals to drive personal development and growthMaking Impactful Decision driving better customer and financial outcomesCredit Assessment & ApprovalCredit analyticsDriving credit strategies on a forward-looking basis in a constantly evolving environment aligned to business strategyDistressed debt solutioning, leading to better customer outcomes and reduced impairmentsPlease note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process.
If you experience this, please contact our Fraud line on +27 800222050 ******
Please note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any from of payment as part of our recruitment process.
If you experience this, please contact our Fraud line on +27 800222050 or ******

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