ApplyR 1200000 Annually
Financial Services concern require the services of a Chief
Financial Officer, who has the ability to manage existing business as well as generate new business through strategic, open-minded thinking, minimising risk.
Responsibilities:
Business development - identify and drive new market opportunities, develop new strategies to grow revenue and profits in the business
Continuously analyse and improve the company’s consumer lending policies as well as identifying and minimising risk
Corporate client meetings with the Managing Director
Overseeing and managing the company’s loyalty rewards program for its Corporate clients
Drafting monthly newsletter to Corporate clients
On-board new consumer finance merchants (corporate clients)
Corporate Client Liaison – Structuring of finance agreements, Negotiations
Credit and Risk management (Regulatory & Compliance)
Assessment of new credit applications as well as the re-assessment of declined applications.
Project Management (Previous experience desirable)
Budgeting and Forecasting
Product costing: Calculate total production, selling, distribution and admin costs
Calculate fixed and variable costs for projects and make suggestions on the best strategies to implement
Activity Based Costing
Perform break-even analysis and calculate selling prices by applying the correct mark-ups or margins
Profit and Loss Analysis
Familiar with the concept of cost-volume profit
Weekly and Monthly divisional reporting
Assist with expansion of business units into other African countries
Management of existing product distributors for one of the group companies
Inventory Management
Fixed asset management
Resolving queries with internal and external stakeholders
Needs to have an aggressive flair and approach towards research in taxation laws, in order to reduce tax and maximise profits in a group of companies.
Requirements:
At least 5 years’ experience in a senior management role
Confident & Pro-active leadership approach
Bcom or equivalent
Innovative and ambitious with a can-do attitude
Proven experience in a business development & office management role
Expert level in excel reporting and analysing data
Good presentation skills
Good communication and relationship building skills
Good knowledge of the National Credit Act (NCA) and its application to unsecured lending
Previous experience building scorecards advantageous
Basic knowledge of the Insurance Act, with specific reference to the Long Term Insurance Act of 1998, Insurance Act of 2017 and the Financial Sector Regulation Act of 2017, would be advantageous.
Good understanding of the consumer credit or unsecured lending industry. Previous experience in dealing with loan management systems would be advantageous.
